All Australian (and NZ residents) citizens can apply for the early release of superannuation on compassionate grounds to help cover the cost of medical treatments.
Access My Super organises, prepares, and provides comprehensive administrative support for your entire application whether your accessing yours or your partners super, ensuring:
- All documentation meets ATO compliance requirements before lodging
- The application addresses all eligibility criteria
- Nothing is missing that could delay processing
How It Works
We handle the complexity, you focus on your journey
1
Fee Estimates from your Clinic
Gather treatment quotes for your IVF costs that will be covered by your super.
2
Same-Day Telehealth Psychiatrist Appointment
We arrange this one-off appointment required for your Early Release of Super application.
3
Telehealth GP Appointment Scheduled
We organise a GP consultation that provides the medical documentation required by the ATO.
4
Application Approval and Fund Release
The ATO takes up to 14 business days to process and approve your application. Your super fund then transfers the funds within 3–5 business days, so you can start your treatment.
What Can You Fund?
IVF (In Vitro Fertilisation)
Obstetrics
IUI (Intrauterine Insemination)
Frozen Embryo Transfer
Egg/Sperm and Embryo Freezing
Donor Egg/Sperm Treatment
Endometriosis Surgery
Gynaecological Surgery
Let Access My Super help you access your super today to fund your IVF treatment!
Have a quote and are looking to go ahead? Complete our form today and let us get started!
Frequently asked questions
Can I access my super for my IVF treatment?
Yes, you can access your super for your IVF treatment. Access My Super can help you access your super to help cover the cost of your IVF treatment.
Can I use my partner’s super for my IVF treatment?
Yes, you can use your partner’s super to fund your IVF treatment.
I am a single person wanting to undergo IVF treatment, is it possible to access my super for my IVF treatment in this situation?
Yes, you can apply for early release of super as a single person wanting to undergo IVF treatment.
Can I choose my own specialist?
Yes, you can choose your own specialist. If you do not have a treating specialist or clinic, you can ask for a recommendation from one of our trusted partners.
Are there any limitations on the amount of super I can withdraw?
No, there are no limitations on the amount of super you can withdraw. You are eligible to withdraw the amount required for your treatment as little or as big it may be.
I don’t have enough super; can I access another person’s super for my treatment?
Yes, you can access the super of your spouse, partner or other dependants to cover the cost of your treatment.
How long does the application process take?
Most applications are processed by the ATO within 14 days. Some applications may take longer depending on complexity.
What do I need to start the application process?
All you need is the quote from your IVF clinic or Specialist. Contact us with your quote and let us get the application started!
Can I access my super to pay for IVF treatment overseas?
Yes — you may be eligible to access your superannuation to cover the cost of overseas medical treatment, including travel and accommodation expenses associated with the treatment.
