Helping Australians when they need it most

Success depends on meeting ATO requirements

Helping Australians when they need it most

Success depends on meeting ATO requirements

Treatments Available Through Super

Dental Treatment

IVF Treatment

Hair Loss Treatment

Disability Support

Other Medical Procedures

Treatments Available Through Super

Dental Treatment

IVF Treatment

Hair Loss Treatment

Disability Support

Other Medical Procedures

Overseas Medical

Mental Health

Why Choose Access My Super?

Direct ATO Submission

We prepare, submit and monitor your application with the ATO, ensuring full compliance with all regulations.

Streamlined Process

Simply provide your treatment quote, and we'll take care of the rest. All required GP consultations are conducted via secure telehealth platforms from the comfort of your home.

Access Priority Appointments

Psychiatrist appointments are available within 1-4 business days through our established network.

Every journey is different - these are real experiences from our clients

Access My Super
Excellent
4.9
Based on 1062 reviews
Ali M.
Ali M.
Very good, super helpful!
Joel W.
Joel W.
Glad I chose access my super was easy and hassle free cheers
Craig S.
Craig S.
5 stars is not enough, The help i received from Skye and access my super really was 2nd to none, nothing was a problem was updated on all parts super quickly and would most definitely use their services again, strongly recommend their services. Thanks once again.
vithoosan B.
vithoosan B.
Kenneth A.
Kenneth A.
From start to finish they had it all prepared and ready not to mention organise the the appointment, it took alot of stress of myself
Akshay S.
Akshay S.
Their service was incredible. They were so help and made it so nice and easy to get what I needed done in an and efficient and prompt manner. Would 100% recommend to people.
Graham S.
Graham S.
Very helpful making the process easy to submit my claim.
Rebecca I.
Rebecca I.
Scotty
Scotty
My experience with this company was amazing. I was treated as a person not a number, with respect and honesty which was great. I’d recommend this company to anyone. I’d also like to acknowledge Jody Boyle as she was my case manager an what an outstanding and amazing job she did, and also just a beautiful person in general when we spoke on the phone about things, couldn’t have asked for a better person.
Stacey B.
Stacey B.
Highly recommend Access my Super to anyone who is needing to access their superannuation under medical circumstances! They made the process a breeze and their support took all of the pressure off what could normally be a stressful and lengthy process.
Katie A.
Katie A.
Such a smooth and easy process. Lisa was so informative and friendly through the whole process. Thank you so much for helping me with my application.
Francis R.
Francis R.
Very helpful in all aspect,very friendly and esay to talk to done everything what a customer would be looking for.
Janet M.
Janet M.
My experience with Access My Super was excellent. The consultant was professional and extremely helpful throughout the entire process.
Craig C.
Craig C.
Absolutely top class service from start to finish Jody from access my super was truly brilliant 👏 recommend them to anyone, thanks so much team special mention to Jody two thumds up
Narine K.
Narine K.
Jeano W.
Jeano W.
Amazing , fast and productive
Nam L.
Nam L.
Jenny P.
Jenny P.
The process was fast and stress free. Would highly recommend.
Richard Q.
Richard Q.
Access have been amazing throughout the journey to access my super to have a dental procedure done. Very helpful, and transparent which is a big help.
Ljubisa D.
Ljubisa D.
Brendon J.
Brendon J.
Have been amazing from start to finish, very quick, extremely efficient
elizabeta V.
elizabeta V.
The best service and very helpfull love you guys thanks for help
Thomas L.
Thomas L.
Friendly efficent no hassle at allthanks skye
Sarah S.
Sarah S.
Kataraina D.
Kataraina D.
Amazing service from Kim and the team, thank you so much for making this seamless and stress free.
Marc.Mistee H.
Marc.Mistee H.
My experience using access my super was 2nd to none. My case worker was so easy to communicate with and made it so simple to navigate the process of accessing my super. I can finally get my Dental requirements completed without the stress of lack of funds. Looking forward to having A+ oral health and self confidence.
Ariana H.
Ariana H.
Kim was so amazing!!! Highly recommend Access My Super!!! I had gotten my funds so fast!!!!!! Great service, quality communication.
Dylan “DyljGriff” G.
Dylan “DyljGriff” G.
Michele H.
Michele H.
Absolutely superb service. I didn't know where to start with this, and Tara helped me navigate everything with a minimum of fuss and a warm and professional manner. It would have taken me much longer, and potentially not worked, without her expert help.Highly recommend Access My Super.
Boon
Boon
⭐️⭐️⭐️⭐️⭐️Heide was amazing!! I was going through a really stressful time and needed to access my super early. She made the whole process incredibly simple, fast, and stress-free. Kind, patient, and super helpful every step of the way. Cannot thank her enough! 🩷
Misha W.
Misha W.
Recently went through the process of accessing an early release of super for dental. Access My Super were actually amazing. Skye and everyone involved made it a really smooth process& felt like I was in the hands of professionals the entire way. Competent. Considerate and really friendly. Would definitely 100% recommend their services
Allan V.
Allan V.
They make the process easy and smooth , highly recommended🤙
Yara O.
Yara O.
Access my super is a very helpful and easy process company. Excellent customer service and communication. They also offer me a telephone psychologist consultation and GP which was very helpful to complete my application. The price was responsible and within the acceptable range.The one who was communicating with me her name is Skye, she is amazing. She was with me step by step to complete lodge my application.Very recommended, thanks My Access Super :)
Alex J.
Alex J.
Oratai P.
Oratai P.
Shane G.
Shane G.
I honestly have had the best service from Kylee @ Access My Super.So fast, and easy, absolutely no stress through this process. I was guided through each step and had constant support. I would recommend using them, they ensured all the necessary documents were acquired, signed, sealed, and delivered to the ATO through MyGov account.Thank you.
francis O.
francis O.
Lisa,my case manager was very helpful and understanding.She kept me up to date on all communications.Excellent service.
Cal W.
Cal W.
Fantastic experience and was informed throughout the process. Got the outcome that I wanted and was successful in super release.
Liberty T.
Liberty T.
Phenomenal team. I work closely with them every day through my dental clinic and I can not praise them high enough. They are so efficient, incredibly kind and friendly, and never let anything slip through the cracks. We have enquired about a different ERS company in the past to see if we can avoid the application fee for our patients, but the service at AMS is unmatched and we will never let them go. If you're a business looking to partner with an ERS company, stop looking, you've found them.
Amanda E.
Amanda E.
The service of a senior consultant Kim was exceptional. Polite, courteous and prompt. Would highly recommend.
Nicholas K.
Nicholas K.
Great serviceConsistent communication
MJ H.
MJ H.
Lisa assisted me with all the necessary documents and made the whole process smooth and stress-free. Once everything was submitted, she kept me updated throughout my application, which gave me peace of mind.I highly recommmend Access My Super.
Gaston T.
Gaston T.
Incredible and super efficient team. Skye went up and above to get things approve, without much intervention from me except from initial phone call.
Calvin M.
Calvin M.
Kim was so helpful and organised the process was made so easy thank U
Nicole V.
Nicole V.
I honestly have had the best service from Access My Super.So fast, so easy, absolutely no stress though this process. I was guided through each step and had constant support. highly recommend Access My Super.Access My Super ensured all the necessary documents were acquired, signed, sealed, and delivered to the ATO through MyGov account.Thank you.
Kim C.
Kim C.
So grateful, customer service was amazing!! The process was made so easy by my lovely consultant Tara.Thank you so much xx
Peter J.
Peter J.
Access My Super, what a can l say, so professional, hassle free, they made my experience stress free and what a great job they did, to the team at Access My Super thank you!
Mahmoud
Mahmoud
Sarah P.
Sarah P.
Sensational Team working for you and made the whole process stress free which has been such a relief. Thank-you all so much
Stewart S.
Stewart S.
The service provided by Access my Super was too notch. Fast and concise assistance when contacted for advice. I highly recommend this.
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Good to know: Accessing super early means less for retirement, and there may be tax to consider. We recommend chatting with a financial adviser if you'd like guidance.

Frequently Asked Questions

Who is eligible for the Early Release of Super for Medical Treatments?

All Australian citizens can apply for the early release of superannuation on compassionate grounds to help cover the cost of medical treatments.

What type of Treatment can I gain approval for?

Access My Super can help you access your super to cover the cost of a variety of Medical Treatments including Dental, Weight Loss, IVF, Reconstructive, Overseas Medical Treatments and more.

Can I use my super to cover medical treatment costs for my spouse, partner or children?

Yes, you can access your super to pay for the medical treatment cost of your spouse, partner or other dependants.

Are there any limitations on the amount of super I can withdraw?

No, there are no limitations on the amount of super you can withdraw. You are eligible to withdraw the amount required for your treatment as little or as big it may be.

What should I do first if I want to apply for early release of super?

Before applying for early release of your super, Access My Super recommends consulting with an independent financial adviser. Once you’ve done that, get in touch with our team.

Will early release of super affect my superannuation life insurance?

Yes, your insurance cover may be affected if you apply for the early release of super. Contact your super fund for details of how cover will be impacted before deciding whether you want to access your super early.

How Tax Applies to Early Super Release on Compassionate Grounds

When you receive superannuation on compassionate grounds, it’s treated and taxed the same way as a standard superannuation lump sum payment. The amount of tax you’ll pay depends on several key factors:

Tax Factors That Apply:

  • Your current age when you receive the payment

  • Your preservation age (typically 60 for most Australians)

  • The different components within your superannuation (tax-free and taxable portions)

  • Exact rates depend on your circumstances and super components

  • Early access to superannuation is generally counted as assessable income for tax purposes

Consult your super fund or tax professional for your specific tax liability before applying.

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