Helping Australians when they need it most

Success depends on meeting ATO requirements

Helping Australians when they need it most

Success depends on meeting ATO requirements

Treatments Available Through Super

Dental Treatment

Weight Loss Surgery

IVF Treatment

Hair Loss Treatment

Disability Support

Other Medical Procedures

Treatments Available Through Super

Dental Treatment

Weight Loss Surgery

IVF Treatment

Hair Loss Treatment

Disability Support

Other Medical Procedures

Overseas Medical

Mental Health

Why Choose Access My Super?

Direct ATO Submission

We prepare, submit and monitor your application with the ATO, ensuring full compliance with all regulations.

Streamlined Process

Simply provide your treatment quote, and we'll take care of the rest. All required GP consultations are conducted via secure telehealth platforms from the comfort of your home.

Access Priority Appointments

Psychiatrist appointments are available within 1-4 business days through our established network.

Every journey is different - these are real experiences from our clients

Excellent
Access My Super4.9
Based on 1243 reviews
Dale H.
Sue H.
I can’t speak highly enough of this organisation! I dealt with Amy, who was an absolute superstar from start to finish. She was incredibly knowledgeable, communicated exceptionally well, and made the entire process thorough, smooth, and straightforward. Her professionalism and support were outstanding, and I couldn’t be happier with the experience. Highly recommend!
Hulita O.
Te Hiraka Te A.
Amy has been very helpfull and patiant with my out come will recomend them to anyone apply for super
Kris M.
The team at accessmysuper were amazing made a stressful situation if I were to do this myself look very easy . Danielle Murphy was my case worker and she was great from start to finsh though the whole process! 5 star service!
Stephen T.
Danielle Murphy was very helpful and she was always there to help me out with all my problems. Thank you once again.
Luis P.
Nicholas R.
Spot on. Thank you Tara.
Elle M.
Odette E.
Michael S.
They were so helpful all the way through the process .if you needed help this is the place
Siv P.
Mark L.
honestly it was a pleasure every step of the way , April clearly explained everything to me & made it an Easy process, can't thank her enough, highly recommended, regards mark
Ali K.
The best service very professional people well manners they get the job done before you know it
Rhyan D.
Shelley put a lot of time and effort in helping me through to the process and I have finally received approval from the ATO. She did an amazing job and I truly appreciate all her help and support. Thank you so much Shelley. God bless you and everyone! 🙏 Rhyan
Peter H.
Great service in very informative information
Clare H.
I cant thank Access My Super enough,Particularly Shelley my case managerShe made everything so easy and explained the process very well.I had to do very little and i was pleasantly suprised at how straight forward it was.Thankyou Access My Super!!Would highly recommend!
punjaban 2.
Jason C.
Made the process of accessing my super very straight forward. A time that could have been very stressful has been made infinitely easier. I would recommend Access My Super to anybody that needs to. Very impressed!
Bobby G.
Leroy T.
Tara was fantastic. She made everything so easy and was amazing to deal with.
Matthew F.
Skye was great had everyone all went smoothly was there If needed. Thank you .
Fahd
Kylie was the agent that assisted me, the care and support she provided throughout the process was genuine and extremely helpful, deserves a promotion!
Karen P.
Amy from my access super was amazing she helped guide me step by step through the process no to small returned all my phone calls exceptionly quick and she had a beautiful manor on the phone thankyou Amy morris for all your help
Chrissy S.
I found Access My Super great and they made the process a lot easier for me to do during great pain of a tooth abscess and other dental problems. Thank you to all that were involved.

Good to know: Accessing super early means less for retirement, and there may be tax to consider. We recommend chatting with a financial adviser if you'd like guidance.

Frequently Asked Questions

Who is eligible for the Early Release of Super for Medical Treatments?
What type of Treatment can I gain approval for?
Can I use my super to cover medical treatment costs for my spouse, partner or children?
Are there any limitations on the amount of super I can withdraw?
What should I do first if I want to apply for early release of super?
Will early release of super affect my superannuation life insurance?
How Tax Applies to Early Super Release on Compassionate Grounds

Who is eligible for the Early Release of Super for Medical Treatments?

All Australian citizens can apply for the early release of superannuation on compassionate grounds to help cover the cost of medical treatments.

What type of Treatment can I gain approval for?

Access My Super can help you access your super to cover the cost of a variety of Medical Treatments including Dental, Weight Loss, IVF, Reconstructive, Overseas Medical Treatments and more.

Can I use my super to cover medical treatment costs for my spouse, partner or children?

Yes, you can access your super to pay for the medical treatment cost of your spouse, partner or other dependants.

Are there any limitations on the amount of super I can withdraw?

No, there are no limitations on the amount of super you can withdraw. You are eligible to withdraw the amount required for your treatment as little or as big it may be.

What should I do first if I want to apply for early release of super?

Before applying for early release of your super, Access My Super recommends consulting with an independent financial adviser. Once you’ve done that, get in touch with our team.

Will early release of super affect my superannuation life insurance?

Yes, your insurance cover may be affected if you apply for the early release of super. Contact your super fund for details of how cover will be impacted before deciding whether you want to access your super early.

How Tax Applies to Early Super Release on Compassionate Grounds

When you receive superannuation on compassionate grounds, it’s treated and taxed the same way as a standard superannuation lump sum payment. The amount of tax you’ll pay depends on several key factors:

Tax Factors That Apply:

  • Your current age when you receive the payment

  • Your preservation age (typically 60 for most Australians)

  • The different components within your superannuation (tax-free and taxable portions)

  • Exact rates depend on your circumstances and super components

  • Early access to superannuation is generally counted as assessable income for tax purposes

Consult your super fund or tax professional for your specific tax liability before applying.

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