Helping Australians when they need it most

Success depends on meeting ATO requirements

Helping Australians when they need it most

Success depends on meeting ATO requirements

Treatments Available Through Super

Dental Treatment

Weight Loss Surgery

IVF Treatment

Hair Loss Treatment

Disability Support

Other Medical Procedures

Treatments Available Through Super

Dental Treatment

Weight Loss Surgery

IVF Treatment

Hair Loss Treatment

Disability Support

Other Medical Procedures

Overseas Medical

Mental Health

Why Choose Access My Super?

Direct ATO Submission

We prepare, submit and monitor your application with the ATO, ensuring full compliance with all regulations.

Streamlined Process

Simply provide your treatment quote, and we'll take care of the rest. All required GP consultations are conducted via secure telehealth platforms from the comfort of your home.

Access Priority Appointments

Psychiatrist appointments are available within 1-4 business days through our established network.

Every journey is different - these are real experiences from our clients

Excellent
Access My Super4.9
Based on 1225 reviews
Matthew F.
Skye was great had everyone all went smoothly was there If needed. Thank you .
Fahd
Kylie was the agent that assisted me, the care and support she provided throughout the process was genuine and extremely helpful, deserves a promotion!
Karen P.
Amy from my access super was amazing she helped guide me step by step through the process no to small returned all my phone calls exceptionly quick and she had a beautiful manor on the phone thankyou Amy morris for all your help
Chrissy S.
I found Access My Super great and they made the process a lot easier for me to do during great pain of a tooth abscess and other dental problems. Thank you to all that were involved.
Steven B.
Very good wait time was not long always respond quickly
Carina J.
Great customer service
Graeme W.
Very helpful as im not a computer person they helped me right through the process I give them 12 out of 10 thanks guys
Andrew M.
Access My Super were great to deal with and guided me through the whole process with ease. Amy was highly responsive and everything went very smoothly, my fund release was approved by the ATO within 6 business days of submission.
Hawea S.
Thank you for making this a smooth and easy process.
Con M.
I had a great experience with Access My Super, especially dealing with Amy. She was extremely professional, helpful and friendly throughout the whole process. Amy kept me informed, explained everything clearly and made the whole process quick and stress free.
Karen M.
Youse guys were wonderful and made the process se easy. Big shout out to Amy she was great and so easy to work with
Dannie D.
Was very happy with the professionalism demonstrated by Skye. She was able to fully assist me to access my super in a timely manner while handling all issues that presented. Service was seamless.
Vicki-Lee
Professional, easy and quick. This was an amazing service highly recommended. I couldn't recommend this service high enough...10 stars!
Gregory N.
Could not be happier with the service and support from Access My Super Amy Morris is absolutely amazing. Thanks for everything Amy
Cathy W.
I had the help of Skye. I cannot thank her enough for your prompt replies, great communication and friendly manner and support. Great dealing with her and would highly recommend her.
debra W.
I.found this company to be amazing prompt and focused on helping people get the super that is rightfully theirs when needing it From the start they were supportive and had a positive additude I accessed my super getting the amount I needed with no problem at all They were amazing
Ann W.
Michelle K.
April helped me through the process and was prompt, kind, explained things well and we had a laugh in between. Definitely recommend using this service, especially via April.
Roimata123 Tei O.
Amanda J.
Super easy process. Teniel was very professional and thorough. Recommended.
Shardai E.
Suzannah S.
Leanne H.
I can't thank April from Access My Super enough. She was kind, understanding and super helpful, and she walked me through everything I needed to do during a very overwhelming time. I highly recommend using Access My Super if you need early release of your superannuation on compassionate grounds. They are amazing
Dusty W.
Shelley at Access my Super has been fantastic. Excellent communication and prompt service with great results. I highly recommend using the Access my Super team.
Monique L.
I had such a positive experience and would highly recommend them. A special thank you to Lisa, who was incredibly helpful, supportive and professional but also personal throughout the process of accessing my super. She made what could have been a stressful process feel so much easier. I’m very grateful for her help and would definitely recommend her to anyone needing assistance. ❤️

Good to know: Accessing super early means less for retirement, and there may be tax to consider. We recommend chatting with a financial adviser if you'd like guidance.

Frequently Asked Questions

Who is eligible for the Early Release of Super for Medical Treatments?
What type of Treatment can I gain approval for?
Can I use my super to cover medical treatment costs for my spouse, partner or children?
Are there any limitations on the amount of super I can withdraw?
What should I do first if I want to apply for early release of super?
Will early release of super affect my superannuation life insurance?
How Tax Applies to Early Super Release on Compassionate Grounds

Who is eligible for the Early Release of Super for Medical Treatments?

All Australian citizens can apply for the early release of superannuation on compassionate grounds to help cover the cost of medical treatments.

What type of Treatment can I gain approval for?

Access My Super can help you access your super to cover the cost of a variety of Medical Treatments including Dental, Weight Loss, IVF, Reconstructive, Overseas Medical Treatments and more.

Can I use my super to cover medical treatment costs for my spouse, partner or children?

Yes, you can access your super to pay for the medical treatment cost of your spouse, partner or other dependants.

Are there any limitations on the amount of super I can withdraw?

No, there are no limitations on the amount of super you can withdraw. You are eligible to withdraw the amount required for your treatment as little or as big it may be.

What should I do first if I want to apply for early release of super?

Before applying for early release of your super, Access My Super recommends consulting with an independent financial adviser. Once you’ve done that, get in touch with our team.

Will early release of super affect my superannuation life insurance?

Yes, your insurance cover may be affected if you apply for the early release of super. Contact your super fund for details of how cover will be impacted before deciding whether you want to access your super early.

How Tax Applies to Early Super Release on Compassionate Grounds

When you receive superannuation on compassionate grounds, it’s treated and taxed the same way as a standard superannuation lump sum payment. The amount of tax you’ll pay depends on several key factors:

Tax Factors That Apply:

  • Your current age when you receive the payment

  • Your preservation age (typically 60 for most Australians)

  • The different components within your superannuation (tax-free and taxable portions)

  • Exact rates depend on your circumstances and super components

  • Early access to superannuation is generally counted as assessable income for tax purposes

Consult your super fund or tax professional for your specific tax liability before applying.

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